News and guides

Information & Guides · 29 November 2024 · 8 min

UK Homes: Marginally More Affordable in 2024

Buying a home in the UK has long been a challenge for many, but 2024 has brought a modest yet notable improvement in affordability, according to Halifax,…

Information & Guides · 27 November 2024 · 9 min

Crypto and Mortgages: How FCA Regulation Could Change Everything

The Financial Conduct Authority (FCA) has unveiled its roadmap to fully regulate crypto assets by 2026, aiming to create a “safe, competitive and…

Information & Guides · 25 November 2024 · 7 min

Can you buy a house with a £5k deposit? Your options as a first-time buyer

Yes, you can buy a house with a £5k deposit. See what £5,000 can buy, the 98–100% mortgages and schemes available in 2026, shared ownership, and the costs £5k won’t cover.

Information & Guides · 20 November 2024 · 7 min

How Rising Inflation Impacts Your Mortgage

With inflation on the rise again, homeowners and prospective buyers are feeling the pinch. The latest figures from the Office for National Statistics (ONS)…

Information & Guides · 18 November 2024 · 6 min

OBR mortgage rate projections: what the forecast says for 2027 to 2029

The OBR expects the average UK mortgage rate to rise from 4.1% in 2026 to 4.4% in 2027 and about 4.5% by 2029. Here are the year-by-year figures, why they may now look optimistic, and how far to trust them.

Information & Guides · 14 November 2024 · 7 min

Why Are Mortgage Rates Rising Despite the Bank of England’s Rate Cut?

In a perplexing development for borrowers, major lenders such as NatWest and Nationwide have recently increased their mortgage rates, despite the Bank of…

Information & Guides · 11 November 2024 · 6 min

Honouring the Bravery of Our Fallen Heroes

On Remembrance Day, we take a moment to reflect on the sacrifices made by those who served with unwavering courage in our armed forces. This day reminds us…

Information & Guides · 9 November 2024 · 6 min

Real Reviews from Quick Mortgages Customers

At Quick Mortgages, we understand that buying a home or remortgaging can be one of the most significant milestones in life. It’s a journey filled with…

Information & Guides · 7 November 2024 · 7 min

Bank of England Base Rate Cut to 4.75%: What It Means for Mortgages

Today, the Bank of England (BoE) announced a reduction in its base interest rate from 5% to 4.75%, marking the second cut this year. This decision follows…

Information & Guides · 4 November 2024 · 8 min

Mortgages for NHS staff: how lenders treat your pay, and how to borrow more

Most lenders don’t offer a special NHS mortgage, but some count bank shifts, overtime, enhancements and rotating contracts. How NHS pay is assessed, how much you could borrow and the schemes open in 2026.